Add Money
Add Money from a supported bank account
Move money into your Nagad account from a supported bank account, directly in the app.
Valid until 31 Dec 2026
View OfferDigital Financial Service of Bangladesh Post Office
Everyday payments, made simpler with Nagad.
Send money, add money, cash out, recharge mobile balance, pay bills, make purchases and receive remittance from one app.
See Current OffersSlide 1 of 3
Send Money — Transfer money from your Nagad account to another Nagad account.
Open serviceAssistant
Ask the Nagad assistant
Instant answers on services, limits, charges and offers — any time of day.
A financial service built for everyday Bangladesh
Nagad is the Digital Financial Service of Bangladesh Post Office, available through the app and a nationwide Uddokta network.
9 crore+
People financially included
3 lakh
Uddokta network
50M+
Google Play downloads
বাংলা + English
App languages
Services
Everything you need for everyday transactions
Real Nagad services, grouped the way people actually use them.
Send Money
৳1,250
To 01XXXXXXXXX
- Saved recipients
- Review before you confirm
- Instant on-screen receipt
Send Money
App experience
See the app before you download it
Switch between everyday journeys and watch the screen change.
Send money in a few clear steps
Choose a saved recipient or type a Nagad number, review the details and confirm with your PIN.
- Saved recipients
- Review before you confirm
- Instant on-screen receipt
Also in the app
- One-tap balance check
- Transaction history
- Monthly transaction summary
- Recent activity notifications
- Nearby service-point discovery
- Bangla and English language support
For every moment
One app for every moment of life
From the family grocery run to receiving money from abroad — explore how Nagad fits the day you already live.
01
Family & home
Handle the daily essentials for the people you look after, without leaving the house.
Send MoneyBill PaymentMobile RechargeAdd MoneyCash Out
Explore all services
Recharge anytimeSupport familyPay billsStay secure
9 crore+
Registered customers
3 lakh+
Service points nationwide
100%
PIN and OTP protected
24/7
Help on 16167
Current offers
Offers running right now
Recharge
Mobile Recharge for every operator
Recharge prepaid numbers or pay supported postpaid bills for all major operators.
Valid until 31 Dec 2026
View OfferPayments
Utility bills in one place
Pay supported electricity, water, gas and internet bills and keep the receipts together.
Valid until 31 Dec 2026
View OfferShopping
Scan and pay at participating shops
Pay with a supported QR code at participating merchant points across the country.
Valid until 31 Dec 2026
View OfferLifestyle
Ticketing, donation and more
Explore additional services available in the Nagad app, from ticketing to donation.
Valid until 31 Dec 2026
View OfferPayments
Merchant payments online
Complete supported online payments through Nagad at participating merchants.
Valid until 31 Dec 2026
View Offer
Why people choose Nagad
Built around how people actually use money
Everyday financial services shaped by real habits — a quick recharge before a call, a bill before the deadline, money home before the weekend.
Easy
Plain language, large tap targets and a home screen that puts everyday actions first.
Accessible
Available through the app and a nationwide Uddokta network, in Bangla and English.
Fast
Short flows for the things people repeat every week — recharge, bills and transfers.
Helpful
Support channels, locators and clear guidance whenever something needs a second look.
New · Value calculator
See how much you keep every single month
Move the sliders to match your usual month. We estimate what staying inside the Nagad app can save you compared with cash-based habits.
1Your monthly usage
Adjust your typical monthly transactions
Send Money
To family and friends
Cash Out
From an agent point
Mobile Recharge
Prepaid and postpaid
Bill Payment
Electricity, gas, water, internet
Add Money
From bank or card
Merchant Payment
Shops and online
Total monthly transactions৳31,600
2Your estimated savings
Based on the volumes on the left
You could save
৳581
every month
That is about ৳6,972 across a year
Where the savings come from
Send Money
৳180
Cash Out
৳120
Mobile Recharge
৳60
Bill Payment
৳90
Add Money
৳50
Merchant Payment
৳81
Indicative estimate for illustration. Actual savings depend on current charges, limits and campaign offers.
Lower cost
Fewer trips, fewer fees, clearer pricing.
Saves time
Payments finish in seconds, day or night.
Secure by design
PIN, OTP and continuous monitoring.
More value
Cashback and campaigns on everyday spend.
Open a Nagad account
01
Scan your NID
Open a Nagad account
Open your Nagad account in three easy steps
Personal and business
One service, two journeys
For everyday customers
- Send and receive money
- Recharge mobile balance
- Pay supported bills
- Receive remittance
- Make merchant payments
For merchants and businesses
- Receive customer payments
- Support QR-based payments
- Access merchant assistance
- Help customers transact digitally
Stay safe
Protect your account with a few smart habits
- Never share your PIN
- Never share an OTP
- Verify the recipient before sending money
- Use official Nagad support channels
- Do not share your account balance with unknown callers
Visit the Safety Center
For assistance, call 16167 or 096 096 16167.
Stay safe
Nagad employees will never ask for your PIN or OTP.
Everyday life
Made for everyday life in Bangladesh
Our journey
Built for a more financially connected Bangladesh
Nagad is the Digital Financial Service of Bangladesh Post Office. Since beginning operations on 26 March 2019, it has focused on making everyday financial services more accessible, affordable and convenient.
- 2019
- Began operations on 26 March
- 9 crore+
- People financially included
- 3 lakh
- Uddokta network
- 50M+
- Google Play downloads
Help, locators and answers in one place
Reach the official Nagad support channels or find the nearest service point.
Customer support
FAQ
Questions, answered
Scan your NID and provide the required information, take a selfie and add your digital signature, then set a four-digit PIN.
You can use supported services such as Send Money, Add Money, Cash Out, Mobile Recharge, Bill Payment, Merchant Payment and Remittance.
Yes. The Nagad app supports Bangla and English.
Dial *167# and follow the available PIN-reset instructions, or use the official PIN Reset help page.
Use the official Limit & Charges page or Nagad Transaction Calculator.
Use Nagad Sheba, Uddokta Locator, Distributor Locator or Merchant Locator.
Call 16167 or 096 096 16167, or email info@nagad.com.bd.
Never share your PIN, OTP or account balance with unknown callers. Nagad employees will never request your PIN or OTP.
Everything you need, right in your pocket.
Download the Nagad app to access everyday financial services from one place.
Download Nagad App
Scan to download the Nagad app
- One-tap balance check
- Transaction history
- Monthly transaction summary
Send Money
৳1,250
- Send Money
- Cash Out
- Mobile Recharge
- Add Money